DRN Policy Paper | Data Privacy in Nepal’s Mobile Wallet Ecosystem: An Analysis

Mobile wallets like eSewa, Khalti, IME Pay, Moru, and PrabhuPay have transformed digital payments and financial inclusion in Nepal. But has data protection kept pace?

This policy paper examines the data privacy practices of major mobile wallet providers within Nepal’s constitutional, legal, and regulatory framework. The findings reveal significant gaps in consent, transparency, data retention, user rights, and accountability, raising concerns for rights protection, trust, and the long-term sustainability of Nepal’s digital payments ecosystem.

📄 Read the paper and keep the conversation on strengthening privacy governance in Nepal’s digital economy ongoing: https://digitalrightsnepal.org/wp-content/uploads/2026/04/mobile-wallet.pdf

The paper is authored by Susmita Sharma, published by Digital Rights Nepal (DRN), and supported by Norway & International Center for Not-for-Profit Law (ICNL).

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